APA Executive Director Doug Quinn is a Marine Corps veteran who was living a comfortable life as an investment advisor on the Jersey Shore until he lost his home in Superstorm Sandy. Although he had the maximum legal amount of flood  coverage, Doug’s Insurance Company only offered him 37 cents on the dollar. In the process of fighting this injustice, Doug found out that many of his friends & neighbors were also being shortchanged. His eyes were opened to rampant fraud perpetrated against the American insurance consumer by some unscrupulous actors who seek to profit from their hardship.